The Ethica Way
Our Vision
Ethica Resolve is a UK based commercial debt purchaser (application to expand to consumer debt purchase in progress) that acquires non-performing debt from finance institutions with the primary goal of rehabilitating the debtors so they can comfortably honour their current and future financial commitments. Lenders come to us because they trust our ethics and values whilst debtors willingly engage with us because our primary focus is on helping them rebuild their credit profile and in return they have no issues repaying the debt we’ve acquired.
Industry in Crisis
Debt Situation in the UK
Britain’s household debt mountain has reached a new peak, with UK homes now owing an average of £33,410 to credit card firms, banks and other lenders. The TUC said in its annual report on the nation’s finances that the amounts owed by British households rose to a combined £1,767.1 billion in the third quarter of 2022. Payplan recent survey found people in financial difficulties are likely to suffer from stress, anxiety, depression and in extreme cases end up committing suicide.
Solution
Our Solution
Our unique approach to debt rehabilitation focuses on empathy and understanding. We work closely with Customers to find solutions that work for their individual circumstances. Our team of skilled professionals help customers develop customized rehabilitation plans to aid them in regain control of their finances. We are dedicated to providing a flexible and compassionate service to all our clients, and our customer-centric approach has earned us a reputation as one of the most reliable and efficient debt purchasers in the industry.
Interested in hearing more?
Our focus on rehabilitation and recovery sets us apart from other debt purchasing companies.
