The Ethica Way

Our Vision

We are a debt purchaser authorized and regulated by the Financial Conduct Authority. We acquire non-performing debt from financial institutions with the primary aim of rehabilitating our customers.
We are dedicated to educating our customers so they can self-manage their finances and improve their financial well-being. Lenders choose to partner with us because they believe in our ethics and values, whilst our customers engage with us because they trust us to help them improve their financial well-being and in return, they are more willing to repay their debt.

The Ethica Way

Our Vision

The Ethica Way

Our Mission

We’re dedicated to providing all our customers with a path to financial stability: We believe that debt rehabilitation is not just about paying off your debts, but also about providing education and support to help our customers avoid future financial difficulties.
We only partner with companies that believe in our mission of ethical debt collection & subscribe to our customer rehabilitation model.

Learn More

We’ll provide ongoing support and guidance to help you stay on track: We believe that debt rehabilitation is not just about paying off your debts, but also about providing education and support to help you avoid future financial difficulties.

Learn More — It’s Free